I used to work in a debt management firm for several years, but left after having my child. In regards to debt consolidation it does not affect your credit score, but your credit report will state that you are in a consolidation program. This does not necessary mean it will affect you in obtaining a loan, but it may raise questions to loan officers. There are pros and cons to every debt solution, and it is very important you choose the one that fits your needs the best. Please do not hesitate to contact me by email life77449@yahoo.com and I can forward you my contact info. I?ll be more then glad to help you find the right solution by analyzing your needs. There are many great non-profit debt consolidation companies out there, you just have to know which are legit and established.
Best of Luck
Source: http://article-finance.com/how-to-credit-counseling-debt-consolidation-does-affect-your-credit/
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